Business Insurance

Your business may provide a service or product. Exposures for loss may be on your premises or off your premises. Some of the possibility for loss is to your physical building and assets. Other possibility for loss may occur after a service is completed or a product purchased. A risk management review may provide the information necessary to acquire the business coverage you need. 

  • Are you eligible for a Small Business Package program offered by many carriers? 
  • What about personal autos that are used and titled in the business? 
  • Are those vehicles properly identified to get the discounts you deserve? 

Whether you have a construction business or restaurant, exposures for loss can be identified. Options are available for small and large businesses. Complete a business profile and get some answers! With experience as an insurance company underwriter and manager, Ed Bowling provides experience to help you not sell you.

Complete a Business Profile and let’s get started!
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The Different Types of business  insurance coverage
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  • Automobile – Complete Coverage available for your business vehilces
  • Boiler & Machinery - Boilers, Equipment, HVAC Systems
  • Bonding - Contractor, ERISA Fiduciary, Surety, Notary
  • Crime - Employee Dishonesty, Money & Securities, Computer Fraud, Fiduciary Liability
  • Inland Marine - Tools & Equipment, EDP Equipment, Builder’s Risk, Transit
  • Property - Building, Contents, Equipment, Loss of Earnings by a covered peril 
  • Umbrella - Excess protection for large losses occurring above your standard policy limits
  • Workers Compensation - State required coverage for injury/illness of employees
Liability
  1. Directors & Officers - For-Profit and Non-Profit entities
  2. Employment Practices - Protects employers for claims alleging Wrongful Termination, Sexual Harassment, Discrimination/Civil Rights Violation
  3. Environmental & Pollution - Not just for waste sites, gas stations and dry cleaners
  4. General Business Liability - Premises, Products-Completed Operations, Personal and Advertising Injury, Property Damage to Others
  5. Professional Liability - Accountants, Architects/Engineers, Lawyers, Medical Malpractice, Aviation, Consultants, Miscellaneous Errors & Omissions